Stopping The Calls

If you don’t want a debt collector to contact you, the FDCPA allows you to make a written request to stop all communications. This is commonly called a cease and desist letter. If you send a cease and desist letter to a debt collector, they may only contact you to inform you they are ending communications or to inform you they are going to pursue the debt in a legal capacity. There are benefits of sending debt collectors a cease and desist letter.  The obvious one being that you will have relief from the constant calling. A debt collector  violates the FDCPA if they continue to contact you.  If this happens you can sue for a violation of the FDCPA and ask for money damagesWhile telling a debt collector to stop contacting you may provide some temporary relief, it can also keep you in the dark about what the collection company is doing and it can increase your chances of the company starting the litigation process. Having an attorney after you have sent in a cease and desist letter is a great combination to keep track and resolve the debt without the phone calls to you. If you, your family or friends are getting numerous phone calls, our attorneys at The Rosenberg Law Group are happy to give a free 30-minute legal consultation about protecting your rights and your options.