Can my utility company discontinue my service if I file for bankruptcy?

Your service can’t be shut off simply because you filed for bankruptcy. Even if you owe them when you file, your utility company can’t change, refuse or discontinue your service.However, within 20 days of your filing your utility company will want “adequate assurance” that you will pay all of your future utility bills, usually in the form of a deposit. Some jurisdictions only require this in certain cases and some areas will require it in every case, so if you owe your utility company when you file for bankruptcy, make sure to consult with a qualified local attorney to determine whether you’ll have to pay a deposit after you file or not.

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What if you forgot to list a creditor in your Chapter 7 bankruptcy paperwork?